function mmLoadMenus() {
  if (window.mm_menu_0206153001_0) return;
  window.mm_menu_0206153001_0 = new Menu("root",118,15,"Verdana, Arial, Helvetica, sans-serif",9,"#996633","#330066","#ffffff","#ffffff","left","middle",1,0,500,-5,7,true,false,true,1,false,false);
  mm_menu_0206153001_0.addMenuItem("Contact MHC","location='../about mhc/contact mhc.htm'");
  mm_menu_0206153001_0.addMenuItem("Corporate History","location='../about mhc/corporate history.htm'");
  mm_menu_0206153001_0.addMenuItem("Disclosures","location='../about mhc/disclosures.htm'");
  mm_menu_0206153001_0.addMenuItem("Employment","location='../about mhc/employment.htm'");
  mm_menu_0206153001_0.addMenuItem("Information Request","location='../about mhc/information request.htm'");
  mm_menu_0206153001_0.addMenuItem("Housing Sites","location='../about mhc/housing related sites.htm'");
  mm_menu_0206153001_0.addMenuItem("News Releases","location='../about mhc/news release.htm'");
  mm_menu_0206153001_0.addMenuItem("About MHC Main Page","location='../about mhc/about mhc.htm'");
   mm_menu_0206153001_0.hideOnMouseOut=true;
   mm_menu_0206153001_0.menuBorder=0;
   mm_menu_0206153001_0.menuLiteBgColor='#ffffff';
   mm_menu_0206153001_0.menuBorderBgColor='#555555';
   mm_menu_0206153001_0.bgColor='#555555';
  window.mm_menu_0206153001_1 = new Menu("root",100,15,"Verdana, Arial, Helvetica, sans-serif",9,"#996633","#330066","#ffffff","#ffffff","left","middle",1,0,500,-5,7,true,false,true,1,false,false);
  mm_menu_0206153001_1.addMenuItem("HTC Program","location='../htc/htc program.htm'");
  mm_menu_0206153001_1.addMenuItem("HTC Application","location='../htc/htc application.htm'");
  mm_menu_0206153001_1.addMenuItem("HTC Bulletins","location='../htc/htc bulletins.htm'");
  mm_menu_0206153001_1.addMenuItem("HTC Forms","location='../htc/htc forms.htm'");
  mm_menu_0206153001_1.addMenuItem("QCT Maps","location='../htc/qct maps.htm'");
  mm_menu_0206153001_1.addMenuItem("HTC Archive","location='../htc/htc archive.htm'");
  mm_menu_0206153001_1.addMenuItem("HTC ARRA","location='../htc/arra_overview.htm'");
  
   mm_menu_0206153001_1.hideOnMouseOut=true;
   mm_menu_0206153001_1.menuBorder=0;
   mm_menu_0206153001_1.menuLiteBgColor='#ffffff';
   mm_menu_0206153001_1.menuBorderBgColor='#555555';
   mm_menu_0206153001_1.bgColor='#555555';
  window.mm_menu_0206153001_2 = new Menu("root",165,15,"Verdana, Arial, Helvetica, sans-serif",9,"#996633","#330066","#ffffff","#ffffff","left","middle",1,0,500,-5,7,true,false,true,1,true,false);
  mm_menu_0206153001_2.addMenuItem("Housing Tax Credit","location='../compliance/cm_htc_overview.htm'");
  mm_menu_0206153001_2.addMenuItem("Affordable Housing Disposition","location='../compliance/cm_fdic_overview.htm'");
  mm_menu_0206153001_2.addMenuItem("Certification On-Line System","location='../compliance/cm_col_overview.htm'");
  mm_menu_0206153001_2.addMenuItem("Program Bulletin","location='../compliance/cm_program_bulletin.htm'");
  mm_menu_0206153001_2.addMenuItem("Training Schedule","location='../compliance/cm_training_schedule.htm'");
  mm_menu_0206153001_2.addMenuItem("DFAR","window.open('http://www.mshc.com/dfar/dfarclient/manager/login.aspx','_blank');");
 
  
   mm_menu_0206153001_2.hideOnMouseOut=true;
   mm_menu_0206153001_2.menuBorder=0;
   mm_menu_0206153001_2.menuLiteBgColor='#ffffff';
   mm_menu_0206153001_2.menuBorderBgColor='#555555';
   mm_menu_0206153001_2.bgColor='#555555';
  window.mm_menu_0206153001_3 = new Menu("root",143,15,"Verdana, Arial, Helvetica, sans-serif",9,"#996633","#330066","#ffffff","#ffffff","left","middle",1,0,500,-5,7,true,false,true,1,true,false);
  mm_menu_0206153001_3.addMenuItem("Homebuyer Education","location='../homebuyers/homebuyer education.htm'");
  mm_menu_0206153001_3.addMenuItem("Homebuyer Guide","location='../homebuyers/homebuyer guide.htm'");
  mm_menu_0206153001_3.addMenuItem("GOZone Disaster Areas","window.open('/homebuyers/pdf/Target Area 2006.pdf','_blank');");
  mm_menu_0206153001_3.addMenuItem("Income Limits","location='../homebuyers/income limits.htm'");
  mm_menu_0206153001_3.addMenuItem("Mortgage Calculator","location='../homebuyers/mortgage calculator.htm'");
  mm_menu_0206153001_3.addMenuItem("Participating Lenders","location='../homebuyers/participating lenders.htm'");
  mm_menu_0206153001_3.addMenuItem("Downpayment Assistance","location='../homebuyers/downpayment assistance.htm'");
  mm_menu_0206153001_3.addMenuItem("HAT Program","location='../homebuyers/hat program.htm'");
  mm_menu_0206153001_3.addMenuItem("HOYO Project","location='../homebuyers/hoyo project.htm'");
  mm_menu_0206153001_3.addMenuItem("Habitat Loan Purchase","location='../homebuyers/habitat loan purchase.htm'");
  mm_menu_0206153001_3.addMenuItem("Mortgage Revenue Bond","location='../homebuyers/mortgage revenue bond.htm'");
  mm_menu_0206153001_3.addMenuItem("Mortgage Credit Certificate","location='../homebuyers/mortgage credit certificate.htm'");
  mm_menu_0206153001_3.addMenuItem("Homebuyers Main Page","location='../homebuyers/homebuyers.htm'");
   mm_menu_0206153001_3.addMenuItem("Foreclosure Prevention","location='../homebuyers/foreclosure prevention.htm'");
    mm_menu_0206153001_3.addMenuItem("Homebuyers Fairs","location='../homebuyers/homebuyer fairs.htm'");
   mm_menu_0206153001_3.hideOnMouseOut=true;
   mm_menu_0206153001_3.menuBorder=0;
   mm_menu_0206153001_3.menuLiteBgColor='#ffffff';
   mm_menu_0206153001_3.menuBorderBgColor='#555555';
   mm_menu_0206153001_3.bgColor='#555555';
  window.mm_menu_0206153001_5 = new Menu("root",131,15,"Verdana, Arial, Helvetica, sans-serif",9,"#996633","#330066","#ffffff","#ffffff","left","middle",1,0,500,-5,7,true,false,true,1,true,false);
  mm_menu_0206153001_5.addMenuItem("MRB Online Reservation","window.open('http://www.mshc.com/mitaslive','_blank');");
  mm_menu_0206153001_5.addMenuItem("Program Agreements","location='../lender info/agreements.htm'");
  mm_menu_0206153001_5.addMenuItem("Program Bulletins","location='../lender info/program bulletins.htm'");
  mm_menu_0206153001_5.addMenuItem("Program Forms","location='../lender info/program forms.htm'");
  mm_menu_0206153001_5.addMenuItem("Income Limits","location='../homebuyers/income limits.htm'");
  mm_menu_0206153001_5.addMenuItem("Program Manuals","location='../lender info/program manuals.htm'");
  mm_menu_0206153001_5.addMenuItem("MHC Program Maps","location='../lender info/target area maps.htm'");
  mm_menu_0206153001_5.addMenuItem("Available Program Funds","location='../lender info/available program funds.php'");
  mm_menu_0206153001_5.addMenuItem("Lender Info Main Page","location='../lender info/lender info.htm'");
    mm_menu_0206153001_5.addMenuItem("MRB MCC Acquisition","location='../lender info/mrb mcc acquisition limits.htm'");
   mm_menu_0206153001_5.hideOnMouseOut=true;
   mm_menu_0206153001_5.menuBorder=0;
   mm_menu_0206153001_5.menuLiteBgColor='#ffffff';
   mm_menu_0206153001_5.menuBorderBgColor='#555555';
   mm_menu_0206153001_5.bgColor='#555555';

  mm_menu_0206153001_5.writeMenus();
} // mmLoadMenus()

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&id.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_nbGroup(event, grpName) { //v6.0
  var i,img,nbArr,args=MM_nbGroup.arguments;
  if (event == "init" && args.length > 2) {
    if ((img = MM_findObj(args[2])) != null && !img.MM_init) {
      img.MM_init = true; img.MM_up = args[3]; img.MM_dn = img.src;
      if ((nbArr = document[grpName]) == null) nbArr = document[grpName] = new Array();
      nbArr[nbArr.length] = img;
      for (i=4; i < args.length-1; i+=2) if ((img = MM_findObj(args[i])) != null) {
        if (!img.MM_up) img.MM_up = img.src;
        img.src = img.MM_dn = args[i+1];
        nbArr[nbArr.length] = img;
    } }
  } else if (event == "over") {
    document.MM_nbOver = nbArr = new Array();
    for (i=1; i < args.length-1; i+=3) if ((img = MM_findObj(args[i])) != null) {
      if (!img.MM_up) img.MM_up = img.src;
      img.src = (img.MM_dn && args[i+2]) ? args[i+2] : ((args[i+1])? args[i+1] : img.MM_up);
      nbArr[nbArr.length] = img;
    }
  } else if (event == "out" ) {
    for (i=0; i < document.MM_nbOver.length; i++) {
      img = document.MM_nbOver[i]; img.src = (img.MM_dn) ? img.MM_dn : img.MM_up; }
  } else if (event == "down") {
    nbArr = document[grpName];
    if (nbArr)
      for (i=0; i < nbArr.length; i++) { img=nbArr[i]; img.src = img.MM_up; img.MM_dn = 0; }
    document[grpName] = nbArr = new Array();
    for (i=2; i < args.length-1; i+=2) if ((img = MM_findObj(args[i])) != null) {
      if (!img.MM_up) img.MM_up = img.src;
      img.src = img.MM_dn = (args[i+1])? args[i+1] : img.MM_up;
      nbArr[nbArr.length] = img;
  } }
}